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Why Condo Renovations Cost More Than HDBs: Insights from a Renovation Contractor in Singapore

Updated: Sep 26

Skilled team of engineers collaborating during a condo project meeting with a renovation contractor in Singapore

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Renovating a home in Singapore is a major investment, whether it’s an HDB flat or a private condominium. Many homeowners are surprised to find that condo renovations usually cost more than HDB renovations, even when the floor area appears similar. From unique layouts and stricter MCST rules to higher labour costs and hidden fees, several factors contribute to the higher price tag. In this article, we’ll share insights from an experienced renovation contractor and explain why condo renovations can be more expensive than HDBs. You’ll also learn practical tips for planning your renovation in Singapore and managing your budget wisely. Learn more about renovation in Singapore and how the right renovation contractor can help you achieve a stylish and functional home.


Key Takeaways

  • Condo renovations in Singapore generally cost more than HDB renovations due to a combination of regulatory, structural, and design factors. Condos are subject to MCST rules that limit working hours, require approvals for certain materials, and enforce noise and dust control, all of which can extend timelines and increase labour costs. Their layouts are often more complex, featuring irregular corners, higher ceilings, and unique architectural elements, which necessitate custom carpentry, specialised fittings, and additional materials. 

  • Hidden costs, such as professional engineer endorsements, security deposits, upgraded electrical systems, and air-conditioning modifications, further increase expenses compared to the more standardised and straightforward HDB layouts.

  • Condo renovations often prioritise luxury finishes, designer fixtures, and personalised interiors, which can increase both material and labour costs. While HDB renovations are typically more functional and practical, condo projects demand meticulous planning, coordination, and higher-quality workmanship to meet both aesthetic and regulatory standards. By understanding these factors and budgeting carefully, homeowners can make informed decisions, balance design ambitions with practical considerations, and ensure a smooth, cost-efficient renovation process.


Key Differences Between Condos and HDBs


Key differences between condo and HDB renovation in Singapore explained by an experienced renovation contractor

When planning a renovation, understanding the differences between condos and HDBs is crucial. These differences affect everything from design flexibility to regulatory approvals and layout possibilities. Homeowners should carefully consider these factors to ensure a smooth and successful renovation process.


Feature

Condo

HDB

Ownership

Private property, more freedom over renovation choices

Public housing is subject to government rules and restrictions

Regulations & Approvals

Must comply with management corporation guidelines (noise, working hours, shared facilities)

Requires HDB approval for structural, plumbing, and electrical changes

Space Layout & Ceiling Height

Often, higher ceilings and flexible layouts are suitable for luxurious or creative designs

Standard ceiling heights and functional layouts are ideal for practical and efficient renovations

Renovation Keywords

Condo renovation

HDB renovation


Choosing between a condo and an HDB for your renovation project depends on your priorities. Condos offer greater flexibility and design freedom, making them ideal for creative or high-end condo renovation projects. HDBs require compliance with government regulations, but are well-suited for practical and space-efficient HDB renovation solutions. Working with an experienced renovation contractor can help you navigate these differences, ensuring that your renovation is both compliant and tailored to your needs, optimising functionality and aesthetic appeal.


Factors That Make Condo Renovations More Expensive

Renovating a home in Singapore is a significant investment, whether it’s an HDB flat or a private condominium. Many homeowners are surprised to find that condo renovations tend to cost more than HDB renovations, even when the floor area is comparable. Understanding the reasons behind the higher costs can help you plan your budget and renovation strategy effectively.


1. Condo Renovation Restrictions & Guidelines

Condominiums in Singapore are managed by their Management Corporation Strata Title (MCST), which enforces rules that HDB flats generally do not have. These regulations can significantly impact renovation costs and timelines:

  • Limited working hours: Renovation work is restricted to specific hours, which may extend the project duration.

  • Material and design approvals: Certain materials or modifications, such as balcony enclosures, may require MCST approval before work can begin.

  • Noise and dust control: Contractors must take extra precautions to minimise disturbances, which can increase labour and project costs.

  • Additional permits: Structural or major design changes may need special permits, adding complexity and expense.


Working with an experienced renovation contractor helps homeowners navigate these rules efficiently, ensuring compliance while managing costs.


2. Floor Plan & Layout Challenges

 People sketching house floor plan and blueprint highlighting layout challenges during renovation in Singapore

Condo layouts in Singapore are often more varied and complex than standard HDB flats. While this allows for stylish and unique interior designs, it also presents renovation challenges that can increase costs:

  • Custom carpentry requirements: Irregular corners, bay windows, and open-concept kitchens often require tailor-made furniture and fittings.

  • Complex ceiling and wall designs: False ceilings, feature walls, and integrated lighting are more challenging to install due to their concealed structures.

  • Structural limitations: Unique architectural features may necessitate innovative solutions to maintain functionality while complying with building regulations.

  • Ceiling heights: Higher or non-standard ceiling heights may require additional materials or modifications for lighting and air conditioning installation.

  • Larger doors and openings: Bigger or non-standard door sizes can increase the cost of frames, fittings, and finishing work.


These factors make condo renovation more intricate and costly compared to HDB renovations, even if the floor area is similar.


3. Hidden Costs & Additional Works

Engineers discussing hidden costs and additional works with a renovation contractor for condo renovation in Singapore

Condo renovations often incur additional expenses not typically seen in HDB renovations:

  • Security deposits: Many MCSTs require a refundable deposit to be paid before renovation work begins.

  • PE endorsements: Structural modifications, such as hacking walls, may require professional engineer approvals.

  • Concealed piping and electrical works: Running utilities through walls or floors can add complexity and cost.

  • Upgraded electrical systems: Larger power DB boxes or upgraded wiring may be necessary for condo layouts.

  • Air-conditioning modifications: Concealing AC piping in ceilings or walls can be more expensive due to building regulations.


These hidden costs can significantly increase the overall renovation budget for condos compared to HDBs.


4. Renovation Timeline & Labour Costs

Renovation timeline and labour costs comparison for condo and HDB renovation in Singapore guided by a renovation contractor

Condo renovations often take longer to complete due to stricter MCST restrictions and the demand for higher-quality finishes:

  • Longer project timeline: Limited working hours and stricter noise/dust control slow down progress.

  • Higher labour costs: Extended timelines and specialised work often require skilled contractors, increasing overall labour expenses.

  • Coordination with condo management: Frequent inspections and approvals can further extend the renovation schedule.


As a result, condo renovations tend to have higher total costs and longer timelines than HDB renovations, even for units of similar size. Partnering with a reliable renovation contractor ensures that your project stays on track, meets regulatory requirements, and achieves the desired quality.


How to Budget Effectively for Condo Renovations 

How to budget effectively for condo renovation in Singapore with expert advice from a professional renovation contractor

Renovating a condo in Singapore can be costly, but careful planning and budgeting can help you control expenses without compromising on quality:

  • Get multiple quotations: Contact several renovation contractors to compare pricing, services, and timelines. This allows you to gauge the market rate and avoid overpaying. Always check references and past projects to ensure quality work.

  • Prioritise must-haves vs nice-to-haves: Identify the essential renovations that must be completed and separate them from optional features or aesthetic upgrades. Focusing on priorities first helps manage your budget effectively.

  • Consider phased renovation: If budget constraints exist, plan your renovation in phases. Completing critical areas first, such as the kitchen and bathrooms, allows you to spread costs over time while still enjoying functional improvements.

  • Internal link opportunity: For professional guidance and comprehensive renovation services, explore our condo renovation services to ensure your project stays on budget and meets your expectations.


By following these budgeting strategies, homeowners can make informed decisions, minimise unnecessary expenses, and achieve a stylish, functional condo renovation without overspending.


Plan Your Condo Renovation Budget Wisely With The Design Factory

Plan your condo renovation budget wisely with The Design Factory trusted renovation contractor in Singapore

Renovating a condo in Singapore can range from $50,000 to over $150,000, depending on size and design style, while HDB renovations typically start from $30,000 to $80,000. The Design Factory helps homeowners plan effectively by comparing multiple interior design quotes, factoring in hidden MCST-related costs, and setting aside at least 10–15% as a contingency fund for unexpected expenses. Their expertise ensures your renovation strikes a balance between functionality, style, and budget with a reliable renovation contractor.


Contact The Design Factory today to plan your condo or HDB renovation in Singapore wisely and create a space that is both practical and stylish.


Frequently Asked Questions

 Why do condo renovations typically cost more than HDB renovations?

Condo renovations often involve stricter MCST (Management Corporation Strata Title) rules, higher-quality materials, and luxury finishes. Condominiums may also have customised layouts, premium appliances, and designer fixtures, which can increase labour and material costs compared to standard HDB units.


How do MCST rules impact renovation costs?

Many condos require Professional Engineer (PE) endorsements for hacking walls or altering structural elements. Security deposits, restrictions on working hours, and approval processes add administrative overhead, which contributes to higher renovation costs.


Are there differences in hidden costs between condos and HDBs?

Yes. Condo renovations may involve additional charges for concealed piping, electrical upgrades, larger power distribution boards, air conditioning relocation, and waterproofing. These costs are often less significant or absent in HDB units due to standardised layouts and existing infrastructure.


Does unit size affect renovation costs for condos?

Absolutely. Larger units require more materials, labour, and custom fittings. Even small layout changes, such as modifying bathrooms or kitchens, can significantly increase costs in larger condominium spaces compared to typical HDB apartments.


Do design preferences influence the cost difference?

Yes. Many condo owners opt for luxury or bespoke designs, such as high-end cabinetry, imported tiles, feature walls, or smart home systems. In contrast, HDB renovations often prioritise practicality and affordability, resulting in lower material and labour costs.


 
 
 

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